HOUSE HACK OPPORTUNITY - LIVE FOR FREE IN COHOES
Fully renovated duplex with immediate cash flow. Unit 1 is vacant and ready for owner-occupant. Unit 2 currently rented at $1,700/month -- tenant covers majority of your mortgage from day one.
6 bedrooms, 2 full baths, 2,116 sq ft
Both units completely updated with modern finishes
Recent basement waterproofing - new sump pump installed April 2026
Low taxes: $3,785/year
Strong rental history
INVESTOR MATH:
3.5% down FHA (~$11,900)
Monthly mortgage: ~$2,663 PITI
Tenant pays: $1,700/month
Your cost to live there: ~$963/month
Perfect house hack opportunity - tenant covers 64% of your housing cost while you build equity.
This is one of the strongest house hack opportunities in the Capital Region. Perfect for first-time investors, owner-occupants looking to offset housing costs, or buy-and-hold portfolios.
Property Type(s):
Multi Family
|
Last Updated
|
4/6/2026
|
Year Built
|
1910
|
|
County
|
Albany
|
SCHOOLS
Price History
|
Prior to Apr 6, '26
|
$349,999 |
| Apr 6, '26 - Today |
$339,999 |
Additional Details
| BASEMENT |
Full, Yes |
| CONSTRUCTION |
Aluminum Siding |
| EXTERIOR |
Outdoor Kitchen |
| HEAT |
Baseboard, Natural Gas |
| LOT |
0.31 acre(s) |
| LOT DIMENSIONS |
0.31 |
| SEWER |
Public Sewer |
| STYLE |
Duplex-Over/Under |
| TAXES |
3785.03 |
| UTILITIES |
Sewer Connected |
| WATER |
Public |
Location
This listing courtesy of Real Broker NY LLC
Listing information is deemed reliable, but not guaranteed.
This IDX solution is (c) Diverse Solutions 2026.
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